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כשהכל משתבש – אתם מכוסים: המקרה של מירן

ספטמבר 28, 2023
11:32

ישנם אנשים שרוכשים ביטוח נסיעות לחו"ל באינטרנט. הם משקיעים בטיול יקר וגם רוכשים ביטוח נסיעות בחברה הטובה ביותר, אך מוותרים בטעות על כיסוי ביטול הטיול או קיצור נסיעה, כיסוי שעלותו פחות מדולר ליום לנוסע.

אז למה הם טועים באי רכישת הכיסוי?

פשוט כי הם לא מבינים את משמעות הכיסוי. ביטול נסיעה אמור לכסות אותנו במקרה של מוות, תאונה או אירוע רפואי הגורם לאשפוז של המבוטח או של בן משפחה קרוב טרם הנסיעה והנזק הכספי שגרם הביטול.

הכיסוי לקיצור מגן אם קרה למבוטח משהו בחו"ל ונקבע רפואית כי אינו יכול להמשיך בטיול, או כשנדרשת חזרה מוקדמת עקב אשפוז או מוות לא צפויים של בן משפחה קרוב. הכיסוי הוא עבור ההוצאות של החזרה המוקדמת – עלות טיסה חזרה, אי מימוש השכרת רכב, מלונות ועוד.

מירן הוא לקוח שתיכנן נסיעה משפחתית יקרה, אך אירוע מוחי שעברה אימו שאושפזה העמיד אותו בדילמה אם לבטל או לממש את הנסיעה. כשהתקשר שאל אם יש כיסוי לביטול הנסיעה ועניתי שכן, עד 4,000 דולר.

לכולנו? הוא שאל… לכל נוסע, עניתי, ובמקרה הזה 20,000 דולר כיסוי שפותר את הדילמה והכי חשוב, מאפשר למבוטח להישאר קרוב לאימו עד החלמתה ולטוס וליהנות בראש שקט במועד מאוחר יותר.

אנא השאירו פרטים ונחזור אליכם בהקדם:

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